A Personal Line of Credit is a perfect way to make sure you have access to funds when you really need them. If you get into an emergency and need money fast, or you incur a lot of monthly fees, a Line of Credit is perfect for you.
A Line of Credit is an unsecured revolving loan. A Personal Line of Credit can help you avoid overdraft fees, have access to emergency funds, and help if you are short between payments. The amount of credit extended to a borrowing can vary.