VISA® Credit Cards

From everyday purchases, life’s emergencies, dream vacations, and everything in-between, the VISA Signature or VISA Classic Credit Card through East Idaho Credit Union are the cards you’re looking for. With straightforward rates backed with the security of VISA Zero Fraud Liability, these cards give you peace of mind while ensuring you get the best bang for your buck.


About Our Credit Cards
Credit Card Rates


At East Idaho we know all credit cards are not created equal. Our Signature card includes premium rewards that let’s you choose how you want to be rewarded for using your East Idaho credit card: 2% cash back, merchandise from the everyday to the coolest new tech gadget, gift cards, plane tickets, car rentals, cruises, or share your reward with a local charity. Providing our members rewards is important but equally important is keeping your rate low. Unlike other reward cards that will charge you upwards of 20-30% interest, we remain invested in you by keeping your rate low. If you’re looking for an even better rate, our Classic card omits the rewards to provide the lowest rates possible for when you need to carry a balance.

VISA Signature

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  • 2 CURewards® points for every $1 spent

  • Rewards that let you choose: 2% Cash Back, Merchandise, Gift Cards, Travel, Once-in-a-Lifetime Experiences, or Gift to a Local Charity

  • $300,000 Travel Accident Insurance (2)

  • Auto Rental Collision Damage Waiver coverage provided at no additional cost (2)

  • Complimentary 24/7 live customer service

  • No balance transfer, cash advance, ATM or annual fees

  • 28-day grace period on new purchases

  • VISA® Zero Fraud Liability (1)


VISA Classic

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  • Best rate card

  • No balance transfer, cash advance, ATM or annual fees

  • 28-day grace period on new purchases

  • VISA® Zero Fraud Liability (1)

*Quarterly Prime plus margin below

VISA Credit Card Rate
Classic 3.00% to 11.00%
Signature 7.00% to 13.00%
Rates published are “best” available rates and may differ based on your financial situation. All rates are quoted as the Annual Percentage Rate (APR). Approved rates are based on credit worthiness. The interest rate can change quarterly on the first day of January, April, July, and October following a change in the Prime Rate. The Annual Percentage Rate will never be more than 18.00%. Online rate schedule may not reflect most current rate changes and are subject to change without notice. Please verify rates with your local branch for complete accuracy.
Rates effective as of April 1st, 2020.


Our Visa Credit Card has low rates, big rewards and backed with trusted security. You might be looking to: Improve your existing credit, rebuild your credit or even start building credit for the first time. No matter which category you fall in, know that you are getting the best rate you can.

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Use our Credit Card loan calculators to determine your monthly payments.The calculator helps to determine how much interest you will be paying as well as how much you can afford. Using a Credit Card Loan calculator is always a great idea. If you need help, our employees will be happy to go over everything with you.

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(1) Does not apply to ATM transactions or PIN transactions not processed by Visa®. For specific restrictions, limitations, and other details, see cardholder agreement or (2) Certain restrictions, limitations and exclusions apply. Please refer to your Guide to Benefits for further details. *To report loss, theft, or unauthorized use of your card, please contact East Idaho Credit Union – Visa® Department at (800)513-4210, 24 hours a day, 7 days a week.