CAR LOANS
Our Car loan rates are near record lows, meaning you could save thousands in interest. East Idaho Credit Union offers excellent rates and terms on a wide variety of car loans for new or pre-owned vehicles including new and used cars, trucks, vans or SUVs. If you get pre-approved before you go shopping, you’ll be able to drive a better bargain.
No down payment required
Competitive rates
Flexible terms
No application or loan processing fees
No pre-payment penalties
Automatic payments available
Loan protection products available
Credit life & disability insurance available
| Model Year | Term | Rate |
|---|---|---|
| New (New-2014) | 66 Months 75 Months 84 Months |
3.59% to 14.24% 3.99% to 15.24% 4.79% to 7.79% |
| Used (2013-2007) | 66 Months 75 Months 84 Months |
4.99% to 11.99% 5.39% to 15.99% 6.19% to 7.19% |
| Used (2009 & Older) | 66 Months | 6.99% to 17.99% |
Rates published are “best” available rates and may differ based on your financial situation. All rates are quoted as the Annual Percentage Rate (APR). Approved rates are based on credit worthiness, loan term, and collateral (if any). Online rate schedule may not reflect most current rate changes and are subject to change without notice. Please verify rates with your local branch for complete accuracy. APR will be calculated based on the amount financed and the term of the loan.
Rates effective as of December 1, 2020.
CAR LOAN CALCULATORS
Use our car loan calculators to determine your monthly payments. The calculator helps to determine how much interest you will be paying as well as how much you can afford. Using a car loan calculator is always a great idea. If you need help, our employees will be happy to go over everything with you. If you have any questions or would like to talk about loan options, our lending team is ready and willing to help you today.
