Some of the Lowest Rates in Idaho
We work hard to give you the lowest rates in Idaho.
Did you know that EICU’s low interest rate loans can save you thousands over time? A loan with us means more money in your pocket.
Have loans at other banks? Transfer your loans to EICU and save yourself money every month!
| Model Year | Term | Rate |
|---|---|---|
| New (New-2014) | 48 Months 60 Months 72 Months 84 Months | 2.99% to 13.99% 3.19% to 14.29% 3.39% to 14.79% 3.99% to 15.29% |
| Used (2013-2010) | 48 Months 60 Months 72 Months 84 Months | 3.09% to 14.19% 3.19% to 14.49% 3.49% to 14.79% 4.09% to 15.59% |
| Used (2009-Older) | 48 Months 60 Months | 3.29% to 14.49% 3.49% to 14.79% |
| Model Year | Term | Rate |
|---|---|---|
| New RV (Never Titled) | 72 Months 84 Months 120 Months 144 Months 180 Months | 3.79% to 14.49% 4.49% to 15.29% 4.89% to 15.79% 6.59% to 17.29% 7.59% to 18.00% |
| Used (2014 & Newer) | 60 Months 72 Months 84 Months 120 Months | 4.39% to 15.09% 4.59% to 15.39% 5.09% to 15.89% 6.49% to 17.89% |
| Used (2013-2011) | 48 Months 60 Months 72 Months 84 Months 120 Months | 4.39% to 15.09% 4.49% to 15.19% 4.79% to 15.49% 5.29% to 15.99% 6.79% to 17.49% |
| Used (2010-2006) | 48 Months 60 Months 72 Months | 4.59% to 15.29% 4.79% to 15.49% 5.29% to 16.19% |
| Used (2005 & Older) | 36 Months 48 Months 60 Months | 4.79% to 15.49% 4.99% to 15.69% 5.69% to 16.29% |
| Model Year | Term | Rate |
|---|---|---|
| New RV (Never Titled) | 36 Months 48 Months 60 Months | 3.69% to 14.49% 4.69% to 15.49% 5.69% to 16.49% |
| Used (2014 & Newer) | 36 Months 48 Months 60 Months | 3.79% to 14.59% 4.79% to 15.59% 5.79% to 16.59% |
| Used (2013-2011) | 36 Months 48 Months 60 Months | 3.89% to 14.69% 4.89% to 15.69% 5.89% to 16.69% |
| Used (2010-2006) | 36 Months 48 Months | 3.99% to 14.79% 4.99% to 15.79% |
| Used (2005 & Older) | 24 Months 36 Months | 4.09% to 14.89% 5.09% to 15.89% |
| Motorcycles | Term | Rate |
|---|---|---|
| Subject to Credit Quality | 36 Months 48 Months 60 Months 72 Months | 3.99% to 14.69% 4.29% to 14.99% 4.59% to 15.29% 4.99% to 15.69% |
| Signature | Term | Rate |
|---|---|---|
| Subject to Credit Quality | 36 Months 48 Months 60 Months | 6.99% to 18.00% 7.49% to 18.00% 7.99% to 18.00% |
| Visa Credit Card | Rate |
|---|---|
| Subject to Credit Quality | 6.50% to 17.90% |
| Line of Credit | Rate |
|---|---|
| Subject to Credit Quality | 8.50% to 18.00% |
| Share & Certificate Secured | Term | Rate |
|---|---|---|
| Share & Certificate Secured | Up to 60 months | 2.00% over share or certificate rate |
Take advantage of our flexible loan terms, and rates you can’t afford to miss. Whatever your home loan goals are, we can make it happen.
East Idaho Credit Union working with Centennial Lending makes the process fast, simple and headache free!
The home of your dreams is just a click away, so get started today!
NMLS 640508
Rates published are "best" available rates and may differ based on your financial situation. All rates with the exception of mortgage rates are quoted as the Annual Percentage Rate (APR). Approved rates are based on credit worthiness, loan term, and collateral (if any). Rates are set by the Board of Directors and are typically updated weekly. Online rate schedule may not reflect most current rate changes and are subject to change without notice. Please verify rates with your local branch for complete accuracy. Mortgage rates are quoted as the interest rate only. APR will be calculated based on the amount financed and the term of the loan.