Loan Rates

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Loan Rates 2017-10-02T08:53:56+00:00

Some of the Lowest Loan Rates in Idaho

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We work hard to give you the lowest rates in Idaho. Did you know that EICU’s low interest rate loans can save you thousands over time? Apply for a loan with East Idaho Credit Union.

Have loans at other banks? Refinance Your Loans with EICU and save yourself money every month! A loan with East Idaho Credit Union means more money in your pocket.

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Model Year Term Rate
New (New-2014) 48 Months

60 Months

72 Months

84 Months

3.29% to 14.69%

3.39% to 14.89%

3.59% to 15.49%

4.19% to 15.99%

Used (2013-2010) 48 Months

60 Months

72 Months

84 Months

3.39% to 14.79%

3.49% to 15.09%

3.79% to 15.49%

4.49% to 16.49%

Used (2009-Older) 48 Months

60 Months

3.89% to 15.99%

3.99% to 16.39%

Large RVs Include: Motor Homes, Travel Trailers, Campers, Boats & Horse Trailers with Living Quarters.

Model Year Term Rate
New RV (Never Titled) 72 Months

84 Months

120 Months

144 Months

180 Months

3.79% to 14.49%

4.49% to 15.29%

4.89% to 15.79%

6.59% to 17.29%

7.59% to 18.00%

Used (2014 & Newer) 60 Months

72 Months

84 Months

120 Months

4.39% to 15.09%

4.59% to 15.39%

5.09% to 15.89%

6.49% to 17.89%

Used (2013-2011) 48 Months

60 Months

72 Months

84 Months

120 Months

4.39% to 15.09%

4.49% to 15.19%

4.79% to 15.49%

5.29% to 15.99%

6.79% to 17.49%

Used (2010-2006) 48 Months

60 Months

72 Months

4.59% to 15.29%

4.79% to 15.49%

5.29% to 16.19%

Used (2005 & Older) 36 Months

48 Months

60 Months

4.79% to 15.49%

4.99% to 15.69%

5.69% to 16.29%

Small RVs Include: ATV’s, Snowmobiles, Jet Skis & Horse Trailers without Living Quarters.

Model Year Term Rate
New RV (Never Titled) 36 Months

48 Months

60 Months

3.69% to 14.49%

4.69% to 15.49%

5.69% to 16.49%

Used (2014 & Newer) 36 Months

48 Months

60 Months

3.79% to 14.59%

4.79% to 15.59%

5.79% to 16.59%

Used (2013-2011) 36 Months

48 Months

60 Months

3.89% to 14.69%

4.89% to 15.69%

5.89% to 16.69%

Used (2010-2006) 36 Months

48 Months

3.99% to 14.79%

4.99% to 15.79%

Used (2005 & Older) 24 Months

36 Months

4.09% to 14.89%

5.09% to 15.89%

Motorcycles Term Rate
Subject to Credit Quality 36 Months

48 Months

60 Months

72 Months

3.99% to 14.69%

4.29% to 14.99%

4.59% to 15.29%

4.99% to 15.69%

East Idaho Credit Union has teamed up with Centennial Lending to help you get the home of your dreams. Take advantage of our flexible Mortgage Loan terms and rates you can’t afford to miss.

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NMLS #640508
Signature Term Rate
Subject to Credit Quality 36 Months

48 Months

60 Months

6.99% to 18.00%

7.49% to 18.00%

7.99% to 18.00%

Visa Credit Card Rate
Subject to Credit Quality 6.50% to 17.90%
Line of Credit Rate
Subject to Credit Quality 8.50% to 18.00%
Share & Certificate Secured Term Rate
Share & Certificate Secured Up to 60 months 2.00% over share or certificate rate
Rates published are “best” available rates and may differ based on your financial situation. All rates with the exception of mortgage rates are quoted as the Annual Percentage Rate (APR). Approved rates are based on credit worthiness, loan term, and collateral (if any). Rates are set by the Board of Directors and are typically updated weekly. Online rate schedule may not reflect most current rate changes and are subject to change without notice. Please verify rates with your local branch for complete accuracy. Mortgage rates are quoted as the interest rate only. APR will be calculated based on the amount financed and the term of the loan.