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Loan Rates

Loan Rates

HELOC Rates

HELOC Rates

Term APR*
Up to 25 Years As low as 3.50%

Rates are determined off Wall Street Journal Prime Plus Margin. The interest rate can change with the Wall Street Journal Prime Rate or quarterly, effective by month end of the first month of each quarter, following a change in the Prime Rate. *APR=Annual Percentage Rate. The Annual Percentage Rate will not exceed 18.00%. Approved rates are based on credit worthiness. We will use the most recent index available to us as of the 1st business day of the month prior to a rate change. $20,000 minimum, $250,000 maximum line of credit. Early payoff (less than 3 years) requires $300 finance charge. Adequate Property insurance must be maintained. Appraisal fees may be passed on to the borrower.

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Auto & RV RATES

Auto Rates

Year APR*
2015 & Newer 2.99% to 15.24%
2014 – 2008 4.79% to 15.99%
2007 & Older 6.79% to 17.99%

Rates effective as of January 6th, 2022

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RV Rates

Year APR*
2018 & Newer 4.89% to 12.49%
2017 – 2013 6.54% to 14.49%
2012 & Older 6.79% to 10.49%

Rates effective as of January 6th, 2022

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Powersports Rates

Year APR*
2018 & Newer 5.19% to 13.14%
2017 – 2015 5.94% to 12.89%
2014 – 2010 6.29% to 13.24%
2009 & Older 7.69% to 15.14%

Rates effective as of January 6th, 2022

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Motorcycle Rates

Year APR*
Any 3.99% to 12.19%

Rates effective as of August 1st, 2021

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Marine Rates

Year APR*
2018 & Newer 4.89% to 12.49%
2017 – 2013 6.54% to 14.49%
2012 & Older 6.79% to 10.49%

Rates effective as of January 6th, 2022

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VISA® Credit Card Rates

VISA® Classic Rates

APR*
6.00% to 14.25%

Rates are determined off Wall Street Journal Prime Plus Margin. *APR=Annual Percentage Rate.
Rates effective as of August 1st, 2021

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VISA® Signature Rates

APR*
10.00% to 16.25%

Rates are determined off Wall Street Journal Prime Plus Margin. *APR=Annual Percentage Rate.
Rates effective as of August 1st, 2021

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Personal Loan Rates

Signature Loan Rates

Term APR*
Up to 60 Months 8.79% to 17.99%

Rates effective as of August 1st, 2021

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Line of Credit Rates

APR*
9.25% to 18.00%

Rates effective as of August 1st, 2021

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Share Secured Rates

Term APR*
Up to 60 Months 2.00% over CD rate

Rates effective as of August 1st, 2021

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