Build Credit, Keep Saving

With a secured loan you can easily start building credit while still being able to purchase something without pulling it from your savings account. Borrow against your savings account while still earning your interest rate on your financial savings account.

About Share Secured Loans
Share Secured Loan Rates
Loan Calculators


A Share Secured Loan can typically offer a lower rate than other types of loans because it uses funds in a savings account as collateral for your loan. With a Share Secured Loan, funds borrowed can be used for virtually anything.

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Share Secured Loans Term Rate
Subject to Credit Quality Up to 60 Months 2.00% Over Share Rate
Rates published are “best” available rates and may differ based on your financial situation. All rates are quoted as the Annual Percentage Rate (APR). Approved rates are based on credit worthiness, loan term, and collateral (if any). Online rate schedule may not reflect most current rate changes and are subject to change without notice. Please verify rates with your local branch for complete accuracy. APR will be calculated based on the amount financed and the term of the loan.
Rates effective as of January 1st, 2019.


If you are looking for a low rate Share Secured Loan, look no further. We know that rates really matter when looking for a loan, so we proudly offer some of the lowest interest rates in Idaho.

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Use our Share Secured Loan calculators to determine your monthly payments. It helps to determine how much interest you will be paying as well as how much you can afford. Using a Share Secured calculator is always a great idea. If you need help, our employees will be happy to go over everything with you.

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More Calculators
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