POWERHOUSE

Reduce Your Energy Costs & Increase the Value of Your Home

Harness powerful potential in your home.
Use a PowerHouse Loan for Energy Efficient Home Improvements, including but not limited to:

Windows
Doors
Pellet and Wood Stoves

Insulation
Weather Stripping
Air Conditioning

Furnace or Heat Pumps
Roofing

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Features/Benefits

Rates

Term	Rate
Up to 25 Years	5.50% - 6.25%

*APR=Annual Percentage Rate. PowerHouse APR ranges between 5.5% to 9.5%. $500 Minimum, $32,000 Maximum. Rates, terms, and conditions based on creditworthiness, qualifications, loan amounts, and verifiable gross household income. All loans subject to approval. Improvements must be for homeowner’s primary residence. Loan proceeds directly payable to the installers and retailers of weatherization activities and products. Loan use is for weatherization and/or energy efficiency purposes only, including purchasing approved appliances. Primary Residence Mortgage Loan must be current. East Idaho Credit Union is an Equal Opportunity Lender.

POWERHOUSE

A PowerHouse Loan provides funds for homeowners to make energy efficient improvements totheir homes. We are as local as the seasons, and we want to help you prepare for each one that Idaho throws at us.

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Features & Benefits

Features	Benefits
Eligibility	Primary Residence Applicant must be employed or be receiving qualifying fixed income at the time the loan is funded Must be located in Idaho Must be current on primary mortgage Manufactured Homes are eligible only if on a foundation
Terms	Up to 84 Months (7 years) Payments will be principal and interest payments Credit Score required to determine qualified interest rate Fixed Interest Rates
Loan to Value	Maximum loan amount and term will be determined by gross household income
Loan Amounts	Minimum of $500 Maximum of $32,000
Fees	No Origination Fee No Annual Fee
Advance Limits	N/A
Credit Advances	All funds are advanced up front and paid directly to the contractor (in most cases)
Uses	Energy Efficient Home Improvements including but not limited to; Energy Efficient Windows and Doors Insulation replacement or augmentation Weather stripping and other energy efficient materials Energy efficient water heaters, heat pumps/furnaces Pellet and wood stove additions or replacements Roof replacements

FEATURES & BENEFITS

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Rates

RATES

Our fixed PowerHouse Loan rates are determined with applicant’s credit score

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Rates as low as 5.5% APR*

CONTACT US

If you find yourself asking questions, feel free to reach out to us directly. We are here to help you every step of the way. Whether you want to stop by one of our local branches or give us a call, we’ll make sure yourPowerHouse Loan is as easy as possible!

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*APR=Annual Percentage Rate. PowerHouse APR ranges between 5.5% to 9.5%. $500 Minimum, $32,000 Maximum. Rates, terms, and conditions based on creditworthiness, qualifications, loan amounts, and verifiable gross household income. All loans subject to approval. Improvements must be for homeowner’s primary residence. Loan proceeds directly payable to the installers and retailers of weatherization activities and products. Loan use is for weatherization and/or energy efficiency purposes only, including purchasing approved appliances. Primary Residence Mortgage Loan must be current. East Idaho Credit Union is an Equal Opportunity Lender.