*Fee savings are estimated at $4,768 on a $250,000 Loan. Covered fees include: Origination fee, Application fee, Processing fee, Underwriting fee, Credit Report, Flood Certification, Tax Service, Document Preparation fee, Lender’s Title Insurance fee and **Closing/Escrow (excluding 1/2 escrow on purchase transactions). Promotion is not valid for terms greater than 15 years. All Loans subject to approval. Promotion valid from 1/1/2021 to 3/31/2021. Other restrictions may apply. A fixed rate flat fee mortgage loan is secured by residential real estate in first lien position. Purchase or refinance transactions are eligible. The occupancy type is available on a member’s primary or second home. The loan has a fixed interest rate and is amortized over a fixed period, not to exceed 180 months.