Use the Equity in Your Home
With low rates, ease of use and growing home values, use your home’s equity for improvements or pay off higher interest debt.
Borrow up to 90% of your home’s equity. There’s no application fee or closing costs++ and accessing your line of credit is easy with our HELOC credit card.
With these low rates, you unlock endless possibilities! Consolidate your debt, invest in home improvements, or pay for college. Apply today!
HELOC Uses:
• Home repairs
• Landscaping
• Debt consolidation
• Finish the basement
• Remodel kitchen/bathroom
• Pay for college
• Go on vacation
• Vehicle purchase
Features | Benefits |
---|---|
Eligibility | Primary Residence Single Family (1-4 family) Must Be Located in Idaho *Manufactured Homes Ineligible |
Terms | Up to 25 Years Draw Period up to 10 Years w/ Interest Only Payments Repayment Period up to 15 Years w/ Principal & Interest Payments Re-amoritized |
Loan to Value | Up to 90% of Home Value |
Loan Amounts | Minimum of $5,000 Maximum of $250,000 |
Fees | No Application Fee No Closing Costs* |
Advance Limits | No Minimum Advance During Draw Duration Period No Initial Advance Required |
Credit Advances | Electronically, In Person, Over the Phone, HELOC Credit Card (Coming Soon!) |
Uses | Home Improvements Landscaping Debt Consolidation Everyday Purchases |