Loans 2017-10-02T16:35:51+00:00

Need a loan? You’ve come to the right place.

A wide variety of low interest rate loans to fit your needs.

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oans are becoming a necessity. Whether you want a new car, RV, a new home, need a line of credit, or want to do some traveling; at EICU you will enjoy some of the lowest rates in Idaho.


ave loans somewhere else? Transfer your loans to EICU and save yourself money every month! Our goal is to get you your loan as fast as possible, and at the lowest interest rate that we can.


If you’re in the market for a Vehicle Loan, East Idaho Credit Union has the loan for you! Excellent rates and terms on new or pre-owned vehicles including cars, trucks, vans, SUVs, RVs and motorcycles.

Personal loans are made for you. Whether you need a Personal Loan to pay off some bills, take a trip with the family, or even to make sure that you are ready for an unexpected event; we have you covered.

Take advantage of our flexible loan terms and rate you can’t afford to miss. Whatever your Home Loan & Mortgage goals are, we can make it happen.

  • Local people you can trust

  • Flexible loan terms, and rates

  • Backed by Centennial Lending

  • Fast and Easy Process to help you get into your home without hassle

Our Credit Card services offer convenience, security and service. Backed by the reliability of Visa®, you know that East Idaho Credit Union has your best interests at heart.

  • Low non-variable rate on both purchases and cash advances

  • No annual fee

  • No cash advance fees

  • No ATM fees

  • 28-day grace period on new purchases

  • Use everywhere that Visa® credit cards are accepted

  • Security of Visa®

  • 1% fee charged for all international transactions.

*APR = Annual Percentage Rate is subject to credit and other approval.* Does not apply to ATM transactions or PIN transactions not processed by VISA. For specific restrictions, limitations, and other details, see cardholder agreement or * * Accepted at locations supporting the networks indicated on the back of your card. East Idaho Credit Union does not charge a fee for ATM usage unless indicated on your Rates & Fee Schedule as updated and disclosed. EICU cannot guarantee the owner and/or operator of the ATM does not or will not charge a usage fee. You will be notified prior to processing a transaction if a fee will be assessed. To report loss, theft, or unauthorized use of your card, please contact East Idaho Credit Union – VISA Department. 208-528-5430 M-F 9:00 a.m. – 5:30 p.m. or 1-800-528-2273, 24 hours a day, 7 days a week.