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Loan Protection

Protect your loans with our Loan Protection services. Your peace of mind is our top priority.

GAP Advantage

Guaranteed Asset Protection Advantage (GAP Advantage) protects you against financial loss in the event that your vehicle is damaged beyond repair (totaled) or stolen and never recovered.

  • Eliminates or reduces “out-of-pocket” expenses for the remaining loan balance after loss settlement

  • You’re able to purchase replacement vehicle sooner because there is little to no carry-over balance

  • May cover a deficiency balance up to $50,000

  • Available at a reduced amount compared to other GAP Advantage providers

  • Fully refundable within first 60 days if no GAP Advantage benefits have been paid

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Eligible Collateral & Rates

Collateral
Type
Max
MSRP/NADA
Coverage
Missed
Payment
Coverage
Max Limit of
Liability
Max Eligible
Loan Term*
Max Eligible
Loan Balance
GAP ADV Cost
per Waiver
Autos
Light Trucks
125% Two (2)
Missed Payments
(per year)
$50,000 84 Months $100,000 $499
Motorcycles
ATV’s
Snowmobiles
Golf Carts
Jet Skis
125% Two (2)
Missed Payments
(per year)
$50,000 240 Months* $50,000 $499
Travel Trailers
Watercrafts
Motorhomes
125% Two (2)
Missed Payments
(per year)
$50,000 240 Months* $0-$24,999
$25,000-$49,999
$50,000-$74,999
$75,000-$125,000
$584
$898
$1,170
$1,900

Major Mechanical Protection

Major Mechanical Protection (MMP) makes it affordable for you to keep and enjoy your vehicles longer. You pay for the warranty once, and in most cases, will not have to pay for anything more than a small standard deductible should a breakdown occur.

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mmp-coverage