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Préstamos para Vivienda

Home Loans are Rewarding

Get rewarded when choosing East Idaho Credit Union for your mortgage needs.

For a limited time, get cashback on your mortgage closing, rate discounts for being a loyal member, and money in your pocket for referring friends and family.

Take advantage of any or all of these great offers today.

Up to $4,000 Cashback¹

Cashback now at closing and again if you refinance within 3 years.

At closing: up to $2,000
When you refinance: up to $2,000

Loyalty Rewards²

Get a rate discount for being a loyal member of East Idaho Credit Union.

1+ years discount: 0.125%
5+ years discount: 0.25%

Refer Friends & Family³

You’ll both receive cash at closing.

You get: $150
Borrower gets: $150

1. Cashback on purchase, primary residence only, excluded government loans (FHA, VA, USDA). $1000 cashback on loan amounts between $150,000 and $300,000, $1500 cashback on loan amounts between $300,000 and $647,200, and $2000 cashback on loan amounts greater than $647,200. Refinance with EICU within 3 years of closing and be eligible to receive cashback again based on the refinanced loan amount.
2. Rate discount for current members on internal loans: 0.125% members for over 1 year, 0.25% members for over 5 years. Rate discount excludes HELOCs, Fixed 2nd Mortgages, and external loans.
3. Member referral bonus up to $150 for the member (deposited into East Idaho Credit Union account) and $150 credit towards closing costs for the borrower doing the loan. Loans must close to receive funds.

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Meet Our Team

1

Karl Maeser
NMLS# 843865
Ammon, ID
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1

Ryan Jensen
NMLS# 2348151
Idaho Falls, ID
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1

Braylan Bean
NMLS# 2160785
Idaho Falls, ID
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1

Mary Lytle
NMLS# 1114865
Meridian, ID
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1

Erin Wells
NMLS# 1272505
Pocatello, ID
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Mortgage Types

Primary Residence

Aproveche nuestras flexibles condiciones de préstamo hipotecario y los tipos de interés que no puede dejar escapar. Con agentes de crédito locales, procesamiento local y decisiones locales, hacemos que el proceso hipotecario sea rápido, sencillo y sin dolores de cabeza.

(HELOC)

A Home Equity Line of Credit (HELOC) is a loan set up as a line of credit for a maximum draw, rather than using a fixed dollar amount like a mortgage.

Refinanciación de viviendas

Ya sea que esté buscando comprar una nueva casa, convertir su casa actual en algo un poco mejor, o aprovechar las tasas de interés bajas de la hipoteca.

Compradores de vivienda por primera vez

There’s a lot to think about when buying a house – and it’s normal to have questions, especially if it’s your first time. You might be wondering about some general first-time home buyer tips, or the best way to get down payment assistance or help with your closing costs. We’ve got your back!

Lot & Land Loans

Un préstamo para lote residencial o terreno le permite comprar el terreno en Idaho que siempre ha soñado. Nuestro equipo está aquí para hacer el proceso lo más fácil posible para que pueda asegurar el préstamo adecuado para su compra.

Préstamos para la construcción

A fixed rate mortgage loan is secured by residential real estate in first lien position. The loan purpose can be for a purchase or refinance (borrower owns the land). The occupancy type is limited to a member’s primary residence only.

Contactar con un experto

Call us at: (208) 535-2833
Text us at: (208) 516-2317

De lunes a viernes: de 7:30 a 20:00
Sábado: 9:00am - 5:00pm

Tipo(s) de préstamo *
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