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Business Savings Accounts

Grow your money, grow your business

Business Classic Savings

This is your credit union membership. With our classic Business Savings account from East Idaho Credit Union, your money will work for you no matter the size of your business.

Tipos de ahorro para empresas

APY* Tipo de interés
0.05% 0.05%

Rates effective as of June 28th, 2021

Mercado monetario empresarial

Una cuenta de mercado monetario asegurada que es competitiva con otros productos de ahorro del mercado. Los tipos de depósito de esta cuenta pueden aumentar a medida que añada más dinero.

Si busca una cuenta a largo plazo con alta rentabilidad, esta es la cuenta para usted.

Tipos del mercado monetario para empresas

Saldo APY* Tipo de interés
$0.00 - $9,999.99 0.05% 0.05%
$10,000 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.15% 0.15%
$50,000 - $99,999.99 0.20% 0.20%
100.000 dólares o más 0.25% 0.25%

Rates effective as of June 28th, 2021

Velocity Money Market

Our new Velocity Money Market account offers tiered interest rates with unbeatable returns. Each tier earns its own interest rate so the more money you save, the more money you can earn!

  • TIER 1:
    Your first $50,000 earns 0.20%

  • TIER 2:
    Your next $25,000 earns 0.50%

  • TIER 3:
    Your next $25,000 earns 1.00%

  • TIER 4:
    Your next $50,000 earns 1.50%

  • TIER 5:
    Everything over $150,000 earns 2.00%

Business Velocity Money Market Rates*

Balance Tiers APY*
First $50,000 ($0-$50,000) 0.20%
Next $25,000 ($50,000-$75,000) 0.50%
Next $25,000 ($75,000-$100,000) 1.00%
Next $50,000 ($100,000-$150,000) 1.51%
Everything over $150,000 2.02%

Rates effective as of 10/1/2022

Here’s an example of how much you could earn with a total balance of $185,000:

Tiered Balance APY* Annual Interest
$50,000 @ 0.20% = $100
$25,000 @ 0.50% = $125
$25,000 @ 1.00% = $250
$50,000 @ 1.51% = $756
$35,000 @ 2.02% = $707
Total Earned
$1,937

Tier 1- Your daily balance in tier 1 ($0.00 up to $49,999.99) will earn an interest rate of 0.20% and an APY of 0.20%. Tier 2- Your daily balance in tier 2 ($50,000.00 up to $74,999.99) will earn an interest rate of 0.50% with a 0.50% APY. Tier 3- Your daily balance in tier 3 ($75,000.00 up to $99,999.99) will earn an interest rate of 1.00% with a 1.00% APY. Tier 4- Your daily balance in tier 4 ($100,000.00 up to $149,999.99) will earn an interest rate of 1.50% with a 1.51% APY. Tier 5- Your daily balance in tier 5 ($150,000.00 or more) will earn an interest rate of 2.00% with a 2.02% APY. Your interest rate and annual percentage yield are subject to change. At our discretion, we may change the interest rate on your account. All applicants must meet East Idaho Credit Union account opening requirements. Some restrictions may apply.

Certificados de depósito (CD)

A Certificate of Deposit (CD) is a product offered by East Idaho Credit Union that provides an interest rate premium in exchange for the member agreeing to leave a lump-sum deposit untouched for a predetermined period of time.

For a limited time, take advantage of the following special rates when you open a new CD in branch:

Término APY* Tipo de interés
13 Months 2.89% 2.93%
17 Months 3.09% 3.13%
26 Months 3.28% 3.33%
33 Months 2.80% 2.77%
45 Months 2.80% 2.77%

Special Business CD Rates

For a limited time, take advantage of the following special rates when you open a new CD in branch:

Término Valora APY*
13 Months
Bump-up/Add-on CD*
4.96% 5.05%
17 Months 4.47% 4.55%
26 Months 3.99% 4.05%
33 Months 2.77% 2.80%
45 Months 2.77% 2.80%

A Bump-up CD entitles the bearer to take advantage of rising interest rates with a one-time option to “bump up” the interest rate paid.
An Add-on CD allows the bearer to make up to 2 additional deposits into a CD account during the maturity term.

Bump-up option is only available at the request of the member if the rate exceeds their current certificate interest rate, up to .50 basis points, and will only effect rate of dividends that have not been paid out. Members may only add additional funds up to 2 times.

Standard Business CD Rates

Término Valora APY*
6 meses 1.00% 1.00%
1 año 1.25% 1.26%
2 años 1.75% 1.76%
3 años 2.25% 2.27%
4 años 2.10% 2.12%
5 años 2.00% 2.02%

*APY = Annual Percentage Yield. Effective as of 2/15/2023. East Idaho Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at its discretion. View Rate & Fee Schedule.