Cuenta de cheques para empresas
East Idaho Credit Union ofrece cuentas corrientes comerciales que se ajustan a todas sus necesidades. Tanto si su negocio está empezando como si ya está establecido, encuentre lo que le conviene.
Sin saldo mínimo
Pago de facturas gratuito
Free Remote Deposit Capture
Cuenta de cheques para empresas Plus
Una cuenta corriente comercial que genera dividendos. Si su empresa ya dispone de capital, esta es la cuenta corriente para usted.
Dividend Earning Checking Account
Tiered Rates
Pago de facturas gratuito
Free Remote Deposit Capture
Tarifas de la cuenta de cheques Business Plus
| Saldo | APY* | Tipo de interés |
|---|---|---|
| $0.00 - $9,999.99 | 0.00% | 0.00% |
| $10,000 - $99,999.99 | 0.10% | 0.10% |
| 100.000 dólares o más | 0.25% | 0.25% |
Rates effective as of June 28th, 2021
Business Classic Savings
This is your credit union membership. With our classic Business Savings account from East Idaho Credit Union, your money will work for you no matter the size of your business.
Dividend / Interest Earning
Asegurado por la NCUA hasta 250.000 dólares
Unlimited deposits & withdrawals
Tipos de ahorro para empresas
| APY* | Tipo de interés |
|---|---|
| 0.05% | 0.05% |
Rates effective as of June 28th, 2021
Business Velocity Money Market
Our new Velocity Money Market account offers tiered interest rates with unbeatable returns. Each tier earns its own interest rate so the more money you save, the more money you can earn!
TIER 1:
Your first $50,000 earns 0.20% APY*TIER 2:
Your next $25,000 earns 0.50% APY*TIER 3:
Your next $25,000 earns 1.00% APY*TIER 4:
Your next $50,000 earns 1.51% APY*TIER 5:
Everything over $150,000 earns 2.02% APY*
Velocity Money Market Rates*
| Average Daily Balance Tiers | APY* |
|---|---|
| First $50,000 ($0-$50,000) | 0.20% |
| Next $25,000 ($50,000-$75,000) | 0.50% |
| Next $25,000 ($75,000-$100,000) | 1.00% |
| Next $50,000 ($100,000-$150,000) | 1.51% |
| Everything over $150,000 | 2.02% |
Rates effective as of 10/1/2022
Here’s an example of how much you could earn with a total balance of $185,000:
| Tiered Balance | APY* | Annual Interest | ||
|---|---|---|---|---|
| $50,000 | @ | 0.20% | = | $100 |
| $25,000 | @ | 0.50% | = | $125 |
| $25,000 | @ | 1.00% | = | $250 |
| $50,000 | @ | 1.51% | = | $755 |
| $35,000 | @ | 2.02% | = | $707 |
| Total Earned $1,937 |
*Tier 1- Your daily balance in tier 1 ($0.00 up to $49,999.99) will earn an interest rate of 0.20% and an APY of 0.20%. Tier 2- Your daily balance in tier 2 ($50,000.00 up to $74,999.99) will earn an interest rate of 0.50% with a 0.50% APY. Tier 3- Your daily balance in tier 3 ($75,000.00 up to $99,999.99) will earn an interest rate of 1.00% with a 1.00% APY. Tier 4- Your daily balance in tier 4 ($100,000.00 up to $149,999.99) will earn an interest rate of 1.50% with a 1.51% APY. Tier 5- Your daily balance in tier 5 ($150,000.00 or more) will earn an interest rate of 2.00% with a 2.02% APY. Your interest rate and annual percentage yield are subject to change. At our discretion, we may change the interest rate on your account. All applicants must meet East Idaho Credit Union account opening requirements. Some restrictions may apply.
Mercado monetario empresarial
Una cuenta de mercado monetario asegurada que es competitiva con otros productos de ahorro del mercado. Los tipos de depósito de esta cuenta pueden aumentar a medida que añada más dinero.
Si busca una cuenta a largo plazo con alta rentabilidad, esta es la cuenta para usted.
Tipos del mercado monetario para empresas
| Saldo | APY* | Tipo de interés |
|---|---|---|
| $0.00 - $9,999.99 | 0.05% | 0.05% |
| $10,000 - $24,999.99 | 0.10% | 0.10% |
| $25,000 - $49,999.99 | 0.15% | 0.15% |
| $50,000 - $99,999.99 | 0.20% | 0.20% |
| 100.000 dólares o más | 0.25% | 0.25% |
Rates effective as of June 28th, 2021
Business Certificates (CDs)
A Certificate of Deposit (CD) is a product offered by East Idaho Credit Union that provides an interest rate premium in exchange for the member agreeing to leave a lump-sum deposit untouched for a predetermined period of time.
For a limited time, take advantage of the following special rates when you open a new CD in branch:
| Término | Valora | APY* |
|---|---|---|
| 13 Months Bump-up/Add-on CD* |
4.96% | 5.05% |
| 17 Months | 4.47% | 4.55% |
| 26 Months | 3.99% | 4.05% |
| 33 Months | 2.77% | 2.80% |
| 45 Months | 2.77% | 2.80% |
*APY = Annual Percentage Yield. Effective as of 2/15/2023. East Idaho Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at its discretion. View Rate & Fee Schedule.
Special Business CD Rates
For a limited time, take advantage of the following special rates when you open a new CD in branch:
| Término | Valora | APY* |
|---|---|---|
| 13 Months Bump-up/Add-on CD* |
4.96% | 5.05% |
| 17 Months | 4.47% | 4.55% |
| 26 Months | 3.99% | 4.05% |
| 33 Months | 2.77% | 2.80% |
| 45 Months | 2.77% | 2.80% |
A Bump-up CD entitles the bearer to take advantage of rising interest rates with a one-time option to “bump up” the interest rate paid.
An Add-on CD allows the bearer to make up to 2 additional deposits into a CD account during the maturity term.
Bump-up option is only available at the request of the member if the rate exceeds their current certificate interest rate, up to .50 basis points, and will only effect rate of dividends that have not been paid out. Members may only add additional funds up to 2 times.
Standard Business CD Rates
| Término | Valora | APY* |
|---|---|---|
| 6 meses | 1.00% | 1.00% |
| 1 año | 1.25% | 1.26% |
| 2 años | 1.75% | 1.76% |
| 3 años | 2.25% | 2.27% |
| 4 años | 2.10% | 2.12% |
| 5 años | 2.00% | 2.02% |
*APY = Annual Percentage Yield. Effective as of 2/15/2023. East Idaho Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at its discretion. View Rate & Fee Schedule.
Servicios empresariales
El crecimiento de su negocio es una prioridad absoluta. Hacemos que el acceso a todas sus cuentas sea rápido y sencillo para que pueda centrarse en sus resultados con estos servicios adicionales.
