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Accounts

Checking Accounts

Your checking account should be something personalized to you, because it needs to work for you. East Idaho Credit Union has a variety of checking accounts to fit your unique situation and personality.

Checking account options:

  • Classic Checking

  • Experience Checking

  • Golden Access Checking (65+)

Every checking account comes with the following FREE features:

  • Instant Issue Visa® Debit Card

  • CURewards®

  • Access to 30,000+ Fee-Free ATMs

  • All of Our Online Services

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Checking Account Options

Savings Accounts

Use one of our personalized savings accounts to secure your money. When putting your money somewhere, you want to know it is safe. East Idaho Credit Union offers a trustworthy solution by allowing you to open one or multiple secure savings accounts.

Savings account options:

  • Classic Savings

  • Money Market

  • Velocity Money Market

  • Individual Retirement Accounts (IRAs)

  • Certificates of Deposit (CDs)

  • Pickle Jar Savings (Round up savings)

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Savings Account Options
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Classic Savings Rates

APY* Interest Rate
0.05% 0.05%

Rates effective as of January 6th, 2022

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Money Market Rates

Balance APY* Rate
$0–$2,500 0.05% 0.05%
$2,500–$20,000 0.10% 0.10%
$20,000–$75,000 0.15% 0.15%
$75,000+ 0.20% 0.20%

Rates effective as of January 6th, 2022

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Velocity Money Market Rates*

Balance Tiers Tier Rate
First $50,000 ($0-$50,000) 0.20%
Next $25,000 ($50,000-$75,000) 0.50%
Next $25,000 ($75,000-$100,000) 1.00%
Next $50,000 ($100,000-$150,000) 1.50%
Everything over $150,000 2.00%

Rates effective as of 7/8/2022

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Here’s an example of how much you could earn with a total balance of $185,000:

Tiered Balance Tier Rate Annual Interest
$50,000 @ 0.20% = $100
$25,000 @ 0.50% = $125
$25,000 @ 1.00% = $250
$50,000 @ 1.50% = $750
$35,000 @ 2.00% = $700
Total Earned
$1,925
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Special CD Rates

For a limited time, take advantage of the following special rates when you open a new CD in branch:

Term APY* Interest Rate
13 Months 2.02% 2.00%
26 Months 2.25% 2.23%
33 Months 2.35% 2.33%
45 Months 2.47% 2.45%

*APY = Annual Percentage Yield. Effective as of 6/15/2022. East Idaho Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at their discretion. View Rate & Fee Schedule.

Standard CD Rates

Term APY* Interest Rate
6 Months 0.55% 0.55%
1 Year 0.60% 0.60%
2 Years 1.00% 1.00%
3 Years 1.25% 1.25%
4 Years 1.50% 1.50%
5 Years 1.65% 1.65%

*APY = Annual Percentage Yield
Rates effective as of 8/1/22

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IRA Rates

APY* Interest Rate
0.05% 0.05%

Rates effective as of January 6th, 2022

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Pickle Jar Rates

APY* Interest Rate
0.10% 0.10%

Rates effective as of January 6th, 2022

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Teen Accounts

Is it time to start handling your own finances? Go ahead and start to learn what it means to control your own finances, we will be with you every step of the way with training and support.

If you are a teenager and want to start to gain your independence, there is no better way than with our Teen Account.

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Youth Accounts

East Idaho Credit Union doesn’t discriminate by age. Don’t forget about the youth, we certainly didn’t! Because our young members are so important we encourage them to start saving money early.

Help your child learn about the value of money and how they can start to manage it correctly. Our Youth Savings Account is one of the best ways to begin.

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Business Accounts

Whether your business is just getting started or already established, find what is right for you.

We offer multiple Checking and Savings Accounts for both small and large businesses.

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Business Account Options

Business Services

Growing your business is a top priority. We make accessing all of your accounts quick and easy so you can stay focused on your bottom line with these additional services.

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Business Services Options