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Find the Savings Account for You!

Use the comparison tool below to find the right savings account for you. You can open one or all of these accounts, depending on your preferences. If you need help deciding on which account you should open, visit your local branch or give us a call at (800)727-9961

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Account Type Classic Savings Insured Money Market IRA Certificate of Depsot
Minimum Balance
to Open
$5 $0 $0 $500
Minimum Balance
to Earn Interest
$5 $5 $5 $500
Deposits Unlimited Unlimited Subject to IRS Regs Varies
Withdrawals Subject to Reg D Limits Subject to Reg D Limits Subject to IRS Regs Funds May Be Withdrawn at Maturity**
Free Online
Yes Yes Yes Yes
Yes Yes Yes Yes
NCUA Insurance* $250,000 $250,000 $250,000 $250,000
Rates 0.05% 0.05% – 0.20% 0.05% 0.50% – 1.10%
*Each account at East Idaho Credit Union is federally insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency. **Penalties may apply for early withdrawal. Withdrawals from IRA certificates may not be subject to penalty after 59 1/2 years of age. Please contact an East Idaho Credit Union representative for more information on Standard Certificates of Deposit and IRA Certificate options. Additional information on all East Idaho Credit Union accounts can be found in the “Important Account Information for Our Members” pamphlet available at any branch.
Rates effective as of March 18, 2020
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Use our savings calculators to determine your what your savings account might yield. It helps to determine how much you will save as well as how much you can afford. Using a savings calculator is always a great idea. If you need help, our employees will be happy to go over everything with you.

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