SAVINGS ACCOUNT QUICK COMPARISON
Find the Savings Account for You!
Use the comparison tool below to find the right savings account for you. You can open one or all of these accounts, depending on your preferences. If you need help deciding on which account you should open, visit your local branch or give us a call at (800)727-9961
Quick Comparison
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| Account Type | Classic Savings | Insured Money Market | IRA | Certificate of Depsot |
|---|---|---|---|---|
| Minimum Balance to Open |
$5 | $0 | $0 | $500 |
| Minimum Balance to Earn Interest |
$5 | $5 | $5 | $500 |
| Deposits | Unlimited | Unlimited | Subject to IRS Regs | Varies |
| Withdrawals | Subject to Reg D Limits | Subject to Reg D Limits | Subject to IRS Regs | Funds May Be Withdrawn at Maturity** |
| Free Online Banking |
Yes | Yes | Yes | Yes |
| Electronic Statements |
Yes | Yes | Yes | Yes |
| NCUA Insurance* | $250,000 | $250,000 | $250,000 | $250,000 |
| Rates | 0.05% | 0.05% – 0.20% | 0.05% | 0.50% – 1.10% |
*Each account at East Idaho Credit Union is federally insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency. **Penalties may apply for early withdrawal. Withdrawals from IRA certificates may not be subject to penalty after 59 1/2 years of age. Please contact an East Idaho Credit Union representative for more information on Standard Certificates of Deposit and IRA Certificate options. Additional information on all East Idaho Credit Union accounts can be found in the “Important Account Information for Our Members” pamphlet available at any branch.
Rates effective as of March 18, 2020
SAVINGS CALCULATORS
Use our savings calculators to determine your what your savings account might yield. It helps to determine how much you will save as well as how much you can afford. Using a savings calculator is always a great idea. If you need help, our employees will be happy to go over everything with you.