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INDIVIDUAL RETIREMENT ACCOUNTS

PLANNING AHEAD IS EASY

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Invest in a secure future for you and your family with an Individual Retirement Account (IRA). It is never too early to start saving for retirement, and we provide you with the tools to do so.

  • No Minimum Balance

  • Free Online Banking (eBranch)

  • Free eStatements

  • Free Mobile Banking

  • Free Direct Deposit

  • Free Automatic Transfers

  • Dividend/Interest Earning

  • Limited Periodic Transfers*

  • Limited Withdrawals & Deposits

    *Subject to Regulation D Limits

  • NCUA Insured up to $250,000

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SEE RATES
APY* Interest Rate
0.05% 0.05%
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Invest in a secure future with minimal risk and a higher return with an IRA Certificate of Deposit. A Certificate of Deposit is a certificate that is issued by East Idaho Credit Union to you for a specific length of time.

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SEE RATES
Term APY* Interest Rate
6 Months 0.25% 0.25%
1 Year 0.30% 0.30%
2 Years 0.50% 0.50%
3 Years 0.60% 0.60%
4 Years 0.75% 0.75%
5 Years 0.85% 0.85%

*Annual Percentage Yield.
**A penalty will or may be imposed for early withdrawal.
Rates effective as of July 26th, 2021

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