Savings Accounts 2018-01-08T09:57:05+00:00

SAVINGS ACCOUNTS

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Make Your Money Work for You

Find the perfect solution to your savings accounts. A Classic Savings Account is required upon membership, but from there we have personalized savings accounts to help you save money the way that is best for you. Take a look at the options below and open one, or all of these accounts for you or the family.

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Classic Savings
Insured Money Market
Individual Retirement Accounts
Share Certificates
Teen Accounts
Youth Accounts
Account Quick Comparison
Savings Calculators

CLASSIC SAVINGS ACCOUNT

A Classic Savings Account is required upon membership. A low opening deposit of $5.00 and a one-time membership fee of $5.00 gets you started. This account has everything you need to start or continue your savings for any purpose.

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INSURED MONEY MARKET

A Insured Money Market Account that is competitive with other savings products in the marketplace. This account’s deposit rates can increase as you add more money to it. If you are looking for a long term account with high yield, this is the account for you.

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IRAs

Invest in a secure future for you and your family with an Individual Retirement Account (IRA). It is never too early to start saving for retirement, and we provide you with the tools to do so.

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SHARE CERTIFICATES

A Share Certificate is issued to you by depositing your money for a specific length of time. You will earn money on this certificate over the course of the time. If you are looking for a place to invest some extra money, this is a secure and smart way to do it.

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TEEN ACCOUNTS

Is it time to start handling your own finances? If you are a teenager and want to start to gain your independence, there is no better way than with our Teen Account. So go ahead and start to learn what it means to control your own finances, we will be with you every step of the way with training and support.

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YOUTH ACCOUNTS

East Idaho credit union doesn’t discriminate on age. In fact, because we know how important your youth are we encourage them to start savings money early. Help your children learn about the value of money and how they can start to manage it correctly. Our Youth Savings Account is one of the best ways to begin.

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ACCOUNT QUICK COMPARISON

Compare all of our savings accounts to find out what the best option is for you. Each account is different, but you are not limited to just one. The more accounts that you have, the easier it will be to keep your savings organized.

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Account Type Classic Savings Insured Money Market IRA Share Certificate
Minimum Balance to open $ $0 $0 $500
Minimum Balance To Earn Interest $5 $5 $5 $500
Deposits Unlimited Unlimited Subject to IRS Regulations Varies
Withdrawals Unlimited Subject to Regulation D Limits Subject to IRS Regulations Funds May Be
Withdrawn at Maturity**
Free Online Banking &
Electronic Statements
Yes Yes Yes Yes
NCUA Deposit Insurance* $250,000 $250,000 $250,000 $250,000

**Penalties may apply for early withdrawal. Withdrawals from IRA certificates may not be subject to penalty after 59 1/2 years of age. Please contact an East Idaho Credit Union representative for more information on Standard Certificates of Deposit and IRA Certificate options.
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SAVINGS CALCULATORS

Use our savings calculators to determine your what your savings account might yield. It helps to determine how much you will save as well as how much you can afford. Using a savings calculator is always a great idea. If you need help, our employees will be happy to go over everything with you.

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