Savings Accounts
Savings Accounts
Classic Savings
This account has everything you need to start or continue your savings for any purpose. This is your credit union membership.
When it comes to savings accounts, there are a few things to consider. First, what is your savings goal? Whether you’re looking to save for a rainy day fund or a specific purchase, having a savings goal in mind will help you choose the right account.
Classic Savings
| APY* | Interest Rate |
|---|---|
| 0.05% | 0.05% |
Rates effective as of January 6th, 2022
Money Market
An Insured Money Market Account that is competitive with other savings products in the marketplace. This account’s deposit rates can increase as you add more money to it.
A Money Market is a savings account that offers a higher interest rate than a traditional savings account. You can use the Money Market to grow your savings and reach your financial goals. If you are looking for a long term account with high yield, this is the account for you.
Money Market
| Balance | APY* | Interest Rate |
|---|---|---|
| $0 – $2,499 | 0.05% | 0.05% |
| $2,500 – $19,999 | 0.10% | 0.10% |
| $20,000 – $74,999 | 0.15% | 0.15% |
| $75,000 and Up | 0.20% | 0.20% |
Rates effective as of January 6th, 2022
Individual Retirement Account (IRA)
Invest in a secure future for you and your family with an Individual Retirement Account (IRA). It is never too early to start saving for retirement, and we provide you with the tools to do so.
Individual Retirement Accounts (IRAs) are savings accounts that offer tax advantages to help you save for retirement. IRAs are a great way to supplement your other retirement savings, such as a 401(k) or pension.
Individual Retirement Account (IRA)
| APY* | Interest Rate |
|---|---|
| 0.05% | 0.05% |
Rates effective as of January 6th, 2022
Certificate of Deposit (CD)
A Certificate of Deposit is issued to you by depositing your money for a specific length of time. You will earn money on this certificate over the course of the time. If you are looking for a place to invest some extra money, this is a secure and smart way to do it.
A certificate of deposit, or CD, is a savings account that typically has a higher interest rate than a traditional savings account. CDs are FDIC-insured and offer a fixed rate of return on your money for a set period of time.
Certificate of Deposit (CDs)
| Term | APY* | Interest Rate |
|---|---|---|
| 6 Months | 0.25% | 0.25% |
| 1 Year | 0.30% | 0.30% |
| 2 Years | 0.50% | 0.50% |
| 3 Years | 0.60% | 0.60% |
| 4 Years | 0.75% | 0.75% |
| 5 Years | 0.85% | 0.85% |
Rates effective as of January 6th, 2022
Pickle Jar Savings
Our free Pickle Jar Savings Account attaches directly to your debit card and rounds up each transaction to the nearest dollar.