Savings Accounts

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Savings Accounts 2017-07-10T15:37:13+00:00

Perfect Solutions for Your Savings Account

Make your money work for you

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Upon membership, a Classic Savings Account is required. A low opening deposit of $5.00 and a one-time membership fee of $5.00 gets you started.

  • $5.00 Minimum Balance. This is your credit union membership.
  • Unlimited Deposits and Withdrawals
  • Limited transfers to Checking (not to exceed 6 per month*)
  • Free Online Banking
  • Free e*Statements
  • Free Direct Deposit
  • Free Automatic Transfers
  • Dividend/Interest Earnings (view rates)
  • $250,000 NCUA Share Insurance

*Subject to Regulation D Limitations

Earn more on your savings with a Savings Plus Account. This account is great for members who want a higher annual percentage yield (APY) and the advantage of easy access to their money.

  • No Minimum Balance
  • Dividend/Interest Earning and Tiered Levels
  • Unlimited Deposits
  • limited Withdrawals*
  • Limited Periodic Transfers*
  • Free Online Banking
  • Free e*Statements
  • Free Direct Deposit
  • Free Automatic Transfers
  • $250,000 NCUA Share Insurance

*Subject to Regulation D Limitations

An Insured Money Market account that is competitive with other savings products in the marketplace.

  • No Minimum Balance
  • Unlimited Deposits
  • Limited withdrawals and transfers (not to exceed 6 per month*)
  • Free Online Banking
  • Free e*Statements
  • Free Direct Deposit
  • Free Automatic Transfers
  • Dividend/Interest Earnings (view rates)
  • $250,000 NCUA Share Insurance

*Subject to Regulation D Limitations

Invest in a secure financial future for you and your family with an Individual Retirement Account (IRA).

  • No Minimum Balance
  • Dividend/Interest Earning
  • Limited Deposits*
  • Limited Withdrawals*
  • Limited Periodic Transfers*
  • Free Online Banking
  • Free e*Statements
  • Free Direct Deposit
  • Free Automatic Transfers
  • $250,000 NCUA Share Insurance

*Subject to IRS Regulations

Certificates of Deposit are available in $500 increments and can be invested for a minimum of 90 days and a maximum of 5 years. View our current certificate RATES.

Account TypeClassic SavingsInsured Money MarketIRACDs
Minimum Balance to open$$0$0$500
Minimum Balance To Earn Interest$5$5$5$500
DepositsUnlimitedUnlimitedSubject to IRS RegulationsVaries
WithdrawalsUnlimitedSubject to Regulation D LimitsSubject to IRS RegulationsFunds May Be
Withdrawn at Maturity**
Free Online Banking &
Electronic Statements
YesYesYesYes
NCUA Deposit Insurance*$250,000$250,000$250,000$250,000
*Each account at East Idaho Credit Union is federally insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.
**Penalties may apply for early withdrawal. Withdrawals from IRA certificates may not be subject to penalty after 59 1/2 years of age. Please contact an East Idaho Credit Union representative for more information on Standard Certificates of Deposit and IRA Certificate options.
Additional information on all East Idaho Credit Union accounts can be found in the “Important Account Information for Our Members” pamphlet available at any branch.