Here’s an example of how much you could earn with a total average balance of $75,000 and you meet the basic criteria & have a qualifying loan or Certificate:
Total Earned $527
*Earn 2.02% APY¹ on your average⁴ balance up to $10,000 when you: Enroll in Online Banking and e-statements, have ACH deposits of at least $2,000 per month, and have at least 11 posted² debit and/or credit card transactions per month. Additionally, earn 0.50% APY¹ on average balances greater than $10,000 when you have a qualifying loan or Certificate³ or 0.20% APY¹ on balances greater than $10,000 when you do not have a qualifying loan or Certificate³. If you don’t meet the qualification requirements, you will earn 0.05% APY¹ on your average⁴ balance.
¹APY – Annual Percentage Yield. Your interest rate and annual percentage yield are subject to change at our discretion and pursuant to applicable law. All applicants must meet East Idaho Credit Union membership and account opening requirements. ²Posted – Transactions that have cleared by the end of the account statement cycle.
³Qualifying loan or Certificate – The term “qualifying loan” is defined as an open loan with a month-end balance, but excluding Personal Lines of Credit. The term “Certificate” is defined as a Certificate of Deposit.
⁴Interest earned based on average daily balance.
CO-OP’s over 30,000 ATMs means you have more direct, surcharge-free* access to your money than most traditional bank customers do. Additionally, we provide 10+ full-service branch locations across Idaho.