Business Savings Accounts
Grow your money, grow your business
Business Classic Savings
This is your credit union membership. With our classic Business Savings account from East Idaho Credit Union, your money will work for you no matter the size of your business.
Dividend / Interest Earning
NCUA Insured up to $250,000
Unlimited deposits & withdrawals
Business Savings Rates
| APY* | Interest Rate |
|---|---|
| 0.05% | 0.05% |
Rates effective as of June 28th, 2021
Business Money Market
An Insured Money Market Account that is competitive with other savings products in the marketplace. This account’s deposit rates can increase as you add more money to it.
If you are looking for a long term account with high yield, this is the account for you.
Business Money Market Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| $0.00 – $9,999.99 | 0.05% | 0.05% |
| $10,000 – $24,999.99 | 0.10% | 0.10% |
| $25,000 – $49,999.99 | 0.15% | 0.15% |
| $50,000 – $99,999.99 | 0.20% | 0.20% |
| $100,000 and Up | 0.25% | 0.25% |
Rates effective as of June 28th, 2021
Certificates of Deposit (CDs)
A Certificate of Deposit (CD) is a product offered by East Idaho Credit Union that provides an interest rate premium in exchange for the member agreeing to leave a lump-sum deposit untouched for a predetermined period of time.
For a limited time, take advantage of the following special rates when you open a new CD in branch:
| Term | APY* | Rate |
|---|---|---|
| 13 Months | 2.02% | 2.00% |
| 26 Months | 2.25% | 2.23% |
| 33 Months | 2.35% | 2.33% |
| 45 Months | 2.47% | 2.45% |
*APY = Annual Percentage Yield. Effective as of 6/15/2022. East Idaho Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at their discretion. View Rate & Fee Schedule.
Special Business CD Rates
For a limited time, take advantage of the following special rates when you open a new CD in branch:
| Term | APY* | Interest Rate |
|---|---|---|
| 13 Months | 2.35% | 2.33% |
| 17 Months | 2.80% | 2.77% |
| 26 Months | 2.80% | 2.77% |
| 33 Months | 2.80% | 2.77% |
| 45 Months | 2.80% | 2.77% |
*APY = Annual Percentage Yield. Effective as of 10/1/2022. East Idaho Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at their discretion. View Rate & Fee Schedule.
Standard Business CD Rates
| Term | APY* | Interest Rate |
|---|---|---|
| 6 Months | 1.00% | 1.00% |
| 1 Year | 1.26% | 1.25% |
| 2 Years | 1.76% | 1.75% |
| 3 Years | 2.27% | 2.25% |
| 4 Years | 2.12% | 2.10% |
| 5 Years | 2.02% | 2.00% |
*APY = Annual Percentage Yield
Rates effective as of 10/1/2022
