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Business Accounts

Business Checking

East Idaho Credit Union offers business checking accounts that will fit all of your needs. Whether your business is just getting started or already established, find what is right for you.

  • No Minimum Balance

  • Free Bill Pay

  • Free Remote Deposit Capture

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Business Checking Plus

A dividend earning Business Checking Account. If your business already has capital, this is the checking account for you.

  • Dividend Earning Checking Account

  • Tiered Rates

  • Free Bill Pay

  • Free Remote Deposit Capture

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Business Checking Plus Rates

Balance APY* Interest Rate
$0.00 – $9,999.99 0.00% 0.00%
$10,000 – $99,999.99 0.10% 0.10%
$100,000 and Up 0.25% 0.25%

Rates effective as of June 28th, 2021

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Business Classic Savings

This is your credit union membership. With our classic Business Savings account from East Idaho Credit Union, your money will work for you no matter the size of your business.

  • Dividend / Interest Earning

  • NCUA Insured up to $250,000

  • Unlimited deposits & withdrawals

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Business Savings Rates

APY* Interest Rate
0.05% 0.05%

Rates effective as of June 28th, 2021

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Business Money Market

An Insured Money Market Account that is competitive with other savings products in the marketplace. This account’s deposit rates can increase as you add more money to it.

If you are looking for a long term account with high yield, this is the account for you.

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Business Money Market Rates

Balance APY* Interest Rate
$0.00 – $9,999.99 0.05% 0.05%
$10,000 – $24,999.99 0.10% 0.10%
$25,000 – $49,999.99 0.15% 0.15%
$50,000 – $99,999.99 0.20% 0.20%
$100,000 and Up 0.25% 0.25%

Rates effective as of June 28th, 2021

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Business Certificates (CDs)

A Certificate of Deposit (CD) is a product offered by East Idaho Credit Union that provides an interest rate premium in exchange for the member agreeing to leave a lump-sum deposit untouched for a predetermined period of time.

For a limited time, take advantage of the following special rates when you open a new CD in branch:

Term APY* Rate
13 Months 2.02% 2.00%
26 Months 2.25% 2.23%
33 Months 2.35% 2.33%
45 Months 2.47% 2.45%

*APY = Annual Percentage Yield. Effective as of 6/15/2022. East Idaho Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at their discretion. View Rate & Fee Schedule.

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Special Business CD Rates

For a limited time, take advantage of the following special rates when you open a new CD in branch:

Term APY* Interest Rate
13 Months 2.02% 2.00%
26 Months 2.25% 2.23%
33 Months 2.35% 2.33%
45 Months 2.47% 2.45%

*APY = Annual Percentage Yield. Effective as of 6/15/2022. East Idaho Credit Union reserves the right to end, alter, or otherwise adjust this promotional offer at any time and at their discretion. View Rate & Fee Schedule.

Standard Business CD Rates

Term APY* Interest Rate
6 Months 0.55% 0.55%
1 Year 0.60% 0.60%
2 Years 1.00% 1.00%
3 Years 1.25% 1.25%
4 Years 1.50% 1.50%
5 Years 1.65% 1.65%

*APY = Annual Percentage Yield
Rates effective as of July 8th, 2022

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Business Services

Growing your business is a top priority. We make accessing all of your accounts quick and easy so you can stay focused on your bottom line with these additional services.

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